:root {
            --brand-primary: #0D967E;
            --brand-primary-dark: #08715F;
            --brand-secondary: #F7C244;
            --brand-accent: #0D967E;
            --brand-bg: #FFFFFF;
            --brand-surface: #FFFFFF;
            --brand-text: #212529;
            --brand-text-secondary: #333333;
            --brand-text-on-primary: #FFFFFF;
            --brand-text-on-secondary: #333333;
            --brand-border: #CED4DA;
            --brand-logo-yellow: #F7C244;
            --brand-logo-shadow: #CE9D30;
            --brand-mint: #DAF9F5;
            --radius-sm: 5px;
            --radius-input: 32px;
            --radius-button: 30px;
            --radius-pill: 50px;
            --shadow-button: rgba(0, 0, 0, 0.1) 3px 3px 5px 0px;
            --shadow-card: 0 8px 16px rgba(218, 225, 233, 0.56);
        }

        body {
            font-family: 'Open Sans', sans-serif;
            font-size: 18px;
            color: var(--brand-text);
        }

        h1,
        h2,
        h3,
        h4 {
            font-family: 'Segoe UI', 'Open Sans', sans-serif;
        }

        .text-brand-yellow {
            color: var(--brand-secondary) !important;
        }

        .bg-brand-yellow {
            background-color: var(--brand-secondary) !important;
        }

        a {
            color: #0D967E;
        }

        .links a{
            color: #0D967E;
        }
        .links a:hover{
            color:#CE9D30;
        }
        .link-hover-no-effect a:hover{
            color:#212529;
        }
        a:hover {
            color: var(--brand-logo-shadow);
        }
        .bigger-text,.bigger-text a{
            font-size:1.2rem;
        }
           .e-sticky-cta {
            display: none;
        }
        @media (max-width:350px){
            .col-6{
                width:100% !important;
                margin:0 auto;
            }
        }
        @media (max-width: 768px) {
            .e-sticky-cta {
                display: block;
                position: fixed;
                bottom: 0;
                left: 0;
                right: 0;
                z-index: 1050;
                padding: 12px 16px;
                background: #fff;
                box-shadow: 0 -2px 12px rgba(0,0,0,0.10);
            }
            .e-sticky-cta a {
                display: block;
                text-align: center;
                width: 100%;
                white-space: nowrap;
            }
            body {
                padding-bottom: 72px;
            }
        }
        .e-btn.bg-contrast-color {
            background-color: var(--brand-secondary);
            color: var(--brand-text-on-secondary);
            border-radius: var(--radius-button);
            box-shadow: var(--shadow-button);
        }

        .e-btn {
            border-radius: var(--radius-button);
            box-shadow: var(--shadow-button);
        }

        .form-control {
            border-radius: var(--radius-input);
            border-color: var(--brand-border);
        }

        .card {
            border-radius: 30px !important;
            overflow: hidden;
            background: var(--brand-surface);
            box-shadow: var(--shadow-card);
            border: 1px solid var(--brand-border);
        }

        ::selection {
            background: rgba(13, 150, 126, 0.2);
            color: var(--brand-text);
        }

        :root {
            --bs-primary: #0D967E;
            --bs-primary-rgb: 13, 150, 126;
            --bs-link-color: #0D967E;
            --bs-link-hover-color: #CE9D30;
        }

        /* Card header strip */
        .card-header-strip {
            background: var(--brand-primary);
            padding: 20px 24px;
            display: flex;
            align-items: center;
            gap: 14px;
            position: relative;
        }

        .card-header-strip::after {
            content: '';
            position: absolute;
            bottom: 0;
            left: 0px;
            right: 0px;
            height: 3px;
            background: var(--brand-secondary);
            border-radius: 2px;
        }

        .card-header-strip h3 {
            color: #fff;
            margin: 0;
            font-size: 1.15rem;
        }

        .card-header-strip .card-h-icon {
            width: 40px;
            height: 40px;
            background: rgba(255, 255, 255, 0.15);
            border-radius: 12px;
            display: flex;
            align-items: center;
            justify-content: center;
            color: #fff;
            font-size: 18px;
            flex-shrink: 0;
        }

        /* Advantage cards */
        .e-advantage-card {
            position: relative;
            transition: transform 0.2s ease, box-shadow 0.2s ease;
        }

        .e-advantage-card:hover {
            transform: translateY(-4px);
            box-shadow: 0 12px 28px rgba(218, 225, 233, 0.7) !important;
        }

        .e-icon-circle-lg {
            width: 72px;
            height: 72px;
            display: inline-flex;
            align-items: center;
            justify-content: center;
        }

        .e-icon-circle-lg i {
            font-size: 32px;
            color: var(--brand-secondary);
        }

        /* Section backgrounds */
        .e-bg-base-light {
            background-color: var(--brand-mint);
        }

        .e-bg-base {
            background-color: var(--brand-primary);
        }

        .e-bg-custom-gray {
            background-color: #ffffff !important;
        }

        .e-text-white {
            color: #FFFFFF !important;
        }

        /* Mint pill badge */
        .e-badge-pill {
            display: inline-block;
            background: var(--brand-mint);
            color: var(--brand-primary);
            font-size: 13px;
            font-weight: 600;
            padding: 4px 14px;
            border-radius: 50px;
        }

        /* Step cards */
        .e-step-col {
            position: relative;
        }

        .e-step-number {
            width: 50px;
            height: 50px;
            background: var(--brand-secondary);
            border-radius: 50%;
            display: flex;
            align-items: center;
            justify-content: center;
            font-weight: 700;
            font-size: 1.4rem;
            color: #333;
            margin: 0 auto 16px;
            box-shadow: 0 6px 16px rgba(247, 194, 68, 0.35);
            position: relative;
            z-index: 1;
        }

        .e-step-number::before {
            content: '';
            position: absolute;
            inset: -5px;
            border-radius: 50%;
            border: 2px dashed rgba(247, 194, 68, 0.4);
        }

        /* Insurer cards */
        .e-insurer-grid .card {
            position: relative;
            transition: transform 0.2s ease, box-shadow 0.2s ease, background 0.2s ease;
        }

        /* Page-specific */
        .e-rate-table {
            width: 100%;
            border-collapse: collapse;
            font-size: 16px;
        }

        .e-rate-table th {
            background: var(--brand-mint);
            color: var(--brand-primary);
            text-align: center;
            padding: 12px 16px;
            font-weight: 600;
            white-space: nowrap;
        }

        .e-rate-table td {
            padding: 12px 16px;
            border-bottom: 1px solid #eef0f2;
        }

        .e-rate-table tr:nth-child(even) td {
            background: #fafbfc;
        }

        .e-rate-table-note {
            font-size: 14px;
            color: #6c757d;
            margin-top: 10px;
        }

        .e-check-list {
            list-style: none;
            padding: 0;
            margin: 0;
        }

        .e-check-list li {
            padding: 10px 0 10px 32px;
            position: relative;
            font-size: 16px;
            border-bottom: 1px solid #f2f3f5;
        }

        .e-check-list li:last-child {
            border-bottom: none;
        }

        .e-check-list li::before {
            content: "\f00c";
            font-family: "Font Awesome 6 Free";
            font-weight: 900;
            position: absolute;
            left: 0;
            top: 12px;
            color: var(--brand-primary);
            font-size: 14px;
        }

        .e-info-callout {
            background: rgba(13, 150, 126, 0.08);
            border-left: 4px solid var(--brand-primary);
            border-radius: 0 20px 20px 0;
            padding: 20px 24px;
            font-size: 16px;
            color: var(--brand-text);
            line-height: 1.6;
        }

        .e-insurer-grid a {
            text-decoration: none;
            color: var(--brand-text);
        }

        .e-insurer-grid a:hover .card {
            transform: translateY(-4px);
            box-shadow: 0 12px 24px rgba(13, 150, 126, 0.12) !important;
            background: #f8fffe;
        }

        .e-accordion-faq input[type="radio"] {
            display: none;
        }

        .e-accordion-faq .acc-content {
            max-height: 0;
            overflow: hidden;
            transition: max-height 0.35s ease;
        }

        .e-accordion-faq input[type="radio"]:checked~.acc-content {
            max-height: 500px;
        }

        .e-accordion-faq label {
            display: flex;
            justify-content: space-between;
            align-items: center;
            padding: 18px 0;
            cursor: pointer;
            font-size: 17px;
            font-weight: 600;
            color: var(--brand-text);
            border-bottom: 1px solid #eef0f2;
        }

        .e-accordion-faq label .chevron {
            transition: transform 0.25s;
            font-size: 14px;
            color: #6c757d;
        }

        .e-accordion-faq input[type="radio"]:checked~label .chevron {
            transform: rotate(180deg);
        }

        .e-accordion-faq .acc-content p {
            padding: 0 0 18px;
            font-size: 16px;
            color: #6c757d;
            line-height: 1.7;
        }

        .e-accordion-faq .acc-item {
            position: relative;
        }

        .e-accordion-faq label {
            order: 1;
        }

        .e-accordion-faq .acc-content {
            order: 2;
        }

        .e-accordion-faq .acc-item {
            display: flex;
            flex-direction: column;
        }

        .brands-carousel {
            padding: 32px 24px;
            border: none;
            box-shadow: 0 2px 12px rgba(0, 0, 0, 0.06);
            border-radius: 20px;
        }

        .brands-carousel h2 {
            font-size: 22px;
            font-weight: 700;
            text-align: center;
            margin-bottom: 24px;
        }

        .carousel-container {
            position: relative;
            display: flex;
            align-items: center;
        }

        .carousel-track {
            display: flex;
            gap: 16px;
            overflow-x: auto;
            scroll-behavior: smooth;
            scrollbar-width: none;
            -ms-overflow-style: none;
            padding: 8px 0;
        }

        .carousel-track::-webkit-scrollbar {
            display: none;
        }

        .brand-card {
            display: flex;
            flex-direction: column;
            align-items: center;
            min-width: 120px;
            padding: 16px 12px;
            border-radius: 12px;
            text-decoration: none;
            color: var(--brand-text, #333);
            transition: transform 0.2s, box-shadow 0.2s;
            background: #f9f9f9;
        }

        .brand-card:hover {
            transform: translateY(-3px);
            box-shadow: 0 6px 16px rgba(13, 150, 126, 0.12);
            text-decoration: none;
            color: var(--brand-text, #333);
        }

        .brand-logo {
            width: 64px;
            height: 64px;
            display: flex;
            align-items: center;
            justify-content: center;
        }

        .brand-logo img {
            max-width: 100%;
            max-height: 100%;
            object-fit: contain;
        }

        .brand-name {
            font-size: 13px;
            font-weight: 600;
            margin-top: 8px;
            text-align: center;
            white-space: nowrap;
        }

        .carousel-button {
            position: absolute;
            top: 50%;
            transform: translateY(-50%);
            z-index: 2;
            background: #fff;
            border: 1px solid #e0e0e0;
            border-radius: 50%;
            width: 36px;
            height: 36px;
            font-size: 20px;
            cursor: pointer;
            display: flex;
            align-items: center;
            justify-content: center;
            box-shadow: 0 2px 6px rgba(0, 0, 0, 0.1);
            transition: background 0.2s;
        }

        .carousel-button:hover {
            background: #f0f0f0;
        }

        .carousel-button--prev {
            left: -18px;
        }

        .carousel-button--next {
            right: -18px;
        }

        @media(max-width:768px) {
            h1 {
                font-size: 28px !important;
            }

            h2 {
                font-size: 22px !important;
            }

            .e-rate-table {
                font-size: 14px;
            }

            .e-rate-table th,
            .e-rate-table td {
                padding: 8px 10px;
            }

            .card-header-strip {
                padding: 14px 18px;
            }

            .card-header-strip h3 {
                font-size: 1rem;
            }

            .e-advantage-visual {
                padding: 24px 20px 32px;
            }

            .e-icon-circle-lg {
                width: 60px;
                height: 60px;
            }

            .e-icon-circle-lg i {
                font-size: 24px;
            }

            .e-insurer-grid .card img {
                height: 36px !important;
            }

            .e-insurer-grid .card {
                padding: 12px !important;
            }
        }